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If you have been injured in an
automobile accident or as a pedestrian, and it was the result of someone’s
negligence, you may be entitled to recover monetary damages
for pain and suffering, payment of reasonable medical expenses incurred or
which will be incurred in the future, and lost wages. In order to bring a
claim for damages, Massachusetts Law requires the injured person to have one
of the following:
(1) $2,000.00 or more in medical bills
(2) A fracture
(3) A scar, or
(4) To have been killed
Medical Bills: In general, the first $2,000.00 in medical bills are
paid by the Personal Injury Protection (PIP) insurance carrier. If you have
private health care insurance, Massachusetts Law requires that medical bills
in excess of $2,000.00 be submitted through your provider for payment. If
you do not have private health care insurance, or if your health care
insurance company refuses to pay your medical bills, you may be entitled up
to $8,000.00 in PIP medical coverage.
Lost Wages: If you loose money because of your inability to work due
to your injuries, you may be entitled to collect 75% of your lost wages,
based on your average weekly wage, from the PIP carrier, up to $8,000.00.
Insufficient Insurance: If the person who caused your injuries does
not have insurance, or inadequate insurance to cover your damages, you may
be entitled to collect uninsurance or underinsurance coverage from your
automobile policy or a family members automobile policy.
What should I do?
If you have been involved in an
automobile accident, or injured as a pedestrian, try to obtain as much
information as possible about the vehicles involved in the accident
and the driver’s name, address and license number, as well as the
owner’s name and address, including their insurance company and coverage
information.
Make note of the direction and position of the vehicles, the
weather at the time of the accident, the time of day and lighting
conditions, and names and addresses of any witnesses.
If you are injured, get medical attention immediately. Although it is not
uncommon for symptoms to surface several days later, it is important when
you seek medical attention to provide the medical staff with an accurate
history of the accident and all of the body parts which are causing pain.
As soon as possible, contact your insurance agent and obtain a
coverage selection sheet of the insurance you have on your vehicle
and contact your insurance carrier and explain the accident.
It is also a very good idea to obtain photographs of all vehicles involved,
as well as visible injuries, and the location of the accident, including any
defects in the road, or blocked or obstructed traffic signals. Finally,
call a qualified attorney for legal advice on how to handle your claim.
Call Kantrovitz &
Associates today to have your car / auto accident evaluated and to preserve
your rights under the law. We can be reached at 800-335-0361 or contact us
via email at info@kantrovitzlaw.com.
PERSONAL
INJURY | AUTOMOBILE
ACCIDENTS | MEDICAL
MALPRACTICE
WORKERS
COMPENSATION | SOCIAL
SECURITY DISABILITY
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